호치민 집 구하기 — 아파트 월세 지도·동네 가이드 (2026)

호치민 아파트 71곳 월세·매매 시세 지도, 푸미흥·타오디엔 등 동네 가이드, 계약·전기세·보증금 안내.

Renting in Saigon: what is normal

These are common market practices, not laws. Always read your own contract.

• Lease length: 12 months is standard. Some landlords accept 6 months; 2-year leases can get lower rent. For stays under 6 months, serviced apartments are easier.

• Deposit: usually 2 months' rent, paid with the first month when you sign. A holding deposit before signing is often 1 month or 10–20 million VND.

• What's included: condo rent usually includes the building management fee (ask to be sure). Electricity, water, internet and parking are usually extra. Most condos come furnished. Serviced apartments include Wi-Fi and cleaning but cost about 20–30% more.

• Agent fee: in HCMC the landlord usually pays the agent, but some agents charge tenants. Ask before you start.

• Avoid problems: see the original pink book (sổ hồng) and check that the owner's ID matches before paying any deposit; get a written bilingual contract; write the electricity price into the contract; if your company needs a red invoice (hóa đơn đỏ), agree on it before signing; take dated photos of everything on move-in day.

Lease contract and residence declaration

• A housing lease must be in writing (Housing Law 2023, Article 163). It should name both parties, describe the home, and state the price, payment, term, rights and duties.

• A lease does not need a notary (Article 164 lists notarization only for sales, gifts, exchanges, capital contributions and mortgages). You may still notarize it if you both want.

• Residence declaration: your landlord must declare you to the ward police within 12 hours of moving in, online or with form NA17. Give your passport and visa or residence card so they can do it.

• Landlord's tax: the owner pays the tax on rental income. From July 2026, rent up to 500 million VND a year has no VAT or income tax but must still be declared.

Electricity and water bills

Electricity (home tariff, VND per kWh before VAT, Decision 1279/QĐ-BCT from 10 May 2025; no newer price decision found as of Oct 2026):

• 0–50 kWh: 1,984 · 51–100: 2,050 · 101–200: 2,380 · 201–300: 2,998 · 301–400: 3,350 · over 400: 3,460

• Landlords may not charge you more than the power company's bill (Circular 60/2025/TT-BCT). Tenants with a lease of 12 months or more and a residence declaration get the home tiers. Overcharging can be fined 20–30 million VND, and the landlord must refund you (Decree 133/2026/NĐ-CP, from 25 May 2026).

Water (HCMC, VND per m³ before VAT and fees):

• First 4 m³ per person per month: 6,700 · next 2 m³: 12,900 · above 6 m³: 14,400

• Plus 5% VAT and a wastewater fee of 30% of the water charge. The cheap amount is tied to each registered resident, so ask your landlord to register you.

Can foreigners buy an apartment?

Yes, under the Housing Law 2023 (in force since 1 Aug 2024) and Decree 95/2024/NĐ-CP:

• Who: foreigners allowed to enter Vietnam, with a valid passport with an entry stamp. Foreigners married to Vietnamese citizens and living in Vietnam have the same housing rights as Vietnamese citizens.

• What: apartments and houses in commercial housing projects that are open to foreign buyers (not in defence or security areas). HCMC publishes lists of projects open to foreigners; check the list before paying.

• Limits: foreigners may own at most 30% of the units in one apartment building, and at most 250 houses in an area the size of a ward.

• How long: up to 50 years from the date on the pink book, extendable once for up to 50 more years.

• From whom: from the developer, or from another foreign owner. Buying a resale unit from a Vietnamese owner is not clearly settled; ask a lawyer first.

• A purchase that breaks these rules is invalid and no pink book is issued.

phumyhung

A planned area in former District 7 with many schools, an international hospital and many Korean businesses.

• Most Korean nationals in HCMC live here (Tuoi Tre, 2024); Korean eateries on Bùi Bằng Đoàn, Phạm Văn Nghị, Lê Văn Thiêm.

• Korean International School, Japanese School and Taiwan School are all here; SSIS is nearby. FV Hospital (JCI) is close.

Good for: families who want Korean, Japanese, Taiwanese or international schools nearby.

Watch out: some streets flood in heavy rain or at high tide (D1, D6 and the RMIT underpass; Nguyễn Hữu Thọ and Nguyễn Lương Bằng at some intersections).

thaodien

A riverside area that VnExpress calls the city's largest expat neighborhood (now An Khánh ward).

• Many European restaurants and shops, especially on Xuân Thủy Street.

• BIS, ISHCMC (secondary) and EIS campuses are here. Metro Line 1 Thảo Điền station: 7,000 VND to Bến Thành.

Good for: families at the nearby international schools; people who want Western food and services within walking distance.

Watch out: low-lying and floods often; Quốc Hương and Xuân Thủy can go waist-deep after heavy rain. Long jams toward Saigon Bridge in rainy rush hours.

anphu

Next to Thảo Điền, with apartment towers, school campuses and a metro station.

• ISHCMC primary campus, the American School, and the International German School (new campus since Sep 2025).

• Metro Line 1 An Phú station: 7,000 VND to Bến Thành.

Good for: families at An Phú or Thảo Điền schools who want apartment living near the metro.

Watch out: Mai Chí Thọ intersections flood in heavy rain; rainy rush hours jam toward Saigon Bridge.

thuthiem

A new urban area across the river from District 1, still being built (target: before 2030).

• Linked to District 1 by Ba Son Bridge and the Saigon River tunnel.

• New riverside walkway and creative hub opened in 2025.

Good for: people who want new riverside apartments close to District 1 and don't mind construction.

Watch out: ongoing construction; R12 Street and Mai Chí Thọ near New City flood at high tide.

binhthanh

A busy district next to District 1: alleys and cafés, plus Landmark 81 and Vinhomes Central Park by the river.

• Metro Line 1 stops at Văn Thánh Park and Tân Cảng.

• Japanese restaurants around Phạm Viết Chánh Street.

Good for: people working in District 1 or Thảo Điền who want metro access.

Watch out: Nguyễn Hữu Cảnh near Landmark 81 floods and jams in heavy rain; Thanh Đa floods at high tide.

q1

The city centre: offices, the Metro Line 1 terminus and nightlife streets.

• Metro stations Bến Thành, Opera House and Ba Son.

• 'Little Japan' of Japanese restaurants around Lê Thánh Tôn and Thái Văn Lung.

Good for: people who work downtown and want to live without a car; newcomers on short stays.

Watch out: Bùi Viện and nearby streets flooded about 30 cm when heavy rain met a peak tide (Nov 2025).

q3

A long-established central district with French-era villas, big pagodas and canal-side cafés.

• Xá Lợi and Vĩnh Nghiêm pagodas; Tân Định Church.

• Café promenade along the Nhiêu Lộc–Thị Nghè canal.

Good for: people working in District 1 who want a quieter, more local area nearby.

Watch out: the Tân Định area is very congested at the 5 pm peak.

grandpark

A 271-hectare planned township in the east with its own hospital (Vinmec), schools (Vinschool), mall and park.

Good for: families who want schools, a hospital and shopping inside one township.

Watch out: no Metro Line 1 station; Nguyễn Xiển Street floods in heavy rain.

serviced

townhouse

villa

• 푸미흥 미드타운 — 2BR $840–1,330/mo
• 선샤인 시티 7군 — 2BR $500–690/mo
• 마스테리 타오디엔 — 2BR $760–950/mo
• 빈홈즈 센트럴파크 — 2BR $730–1,150/mo
• 빈홈즈 그랜드파크 — 2BR $230–320/mo
• 엠파이어시티 — 2BR $1,150–2,210/mo
• 더 글로벌 시티
• 메트로폴 투티엠 — 2BR $1,340–2,480/mo
• 다이아몬드 아일랜드 — 2BR $1,000–1,600/mo
• 더 선 애비뉴 — 2BR $570–800/mo
• 셀라돈 시티 — 2BR $440–690/mo
• 미즈키 파크 — 2BR $340–530/mo
• 게이트웨이 타오디엔 — 2BR $900–1,400/mo
• 나심 타오디엔 — 2BR $850–1,250/mo
• 디에지 타오디엔 — 2BR $1,150–1,600/mo
• 펠리즈 엔 비스타 — 2BR $760–1,220/mo
• 루미에르 리버사이드 — 2BR $1,030–1,530/mo
• Q2 타오디엔 — 2BR $1,300–1,900/mo
• 트로픽 가든 — 2BR $610–1,070/mo
• 타오디엔 펄 — 2BR $920–1,260/mo
• 마스테리 안푸 — 2BR $690–920/mo
• 에스텔라 — 2BR $1,030–1,220/mo
• 에스텔라 하이츠 — 2BR $990–1,340/mo
• 칸타빌 프리미어 — 2BR $800–1,100/mo
• 디 어센트 — 2BR $900–1,300/mo
• 임페리아 안푸 — 2BR $850–1,250/mo
• 렉싱턴 레지던스 — 2BR $750–1,100/mo
• 더 리버 투티엠 — 2BR $1,030–1,260/mo
• 오페라 레지던스 — 2BR $1,530–2,100/mo
• 살로 사리미 — 2BR $800–1,340/mo
• 살로 사리카 — 2BR $950–1,400/mo
• 살로 사로마 — 2BR $1,000–1,500/mo
• 자이트 리버 투티엠 — 2BR $1,340–1,910/mo
• 시닉밸리 1 — 2BR $570–690/mo
• 그린밸리 — 2BR $800–1,100/mo
• 해피밸리 — 2BR $900–1,300/mo
• 스타힐 — 2BR $1,000–1,400/mo
• 리버파크 레지던스 — 2BR $800–1,100/mo
• 리버파크 프리미어 — 2BR $900–1,200/mo
• 디 안토니아 — 2BR $880–1,150/mo
• 흥푹 해피 레지던스 — 2BR $610–800/mo
• 스카이가든 3 — 2BR $650–900/mo
• 그란데 마리나 — 2BR $800–1,100/mo
• 선라이즈 시티 — 2BR $570–760/mo
• 에코그린 사이공 — 2BR $530–730/mo
• 럭스 가든 — 2BR $650–900/mo
• 사이공 사우스 레지던스 — 2BR $530–610/mo
• 시티 가든 — 2BR $900–1,300/mo
• 사이공 펄 — 2BR $800–1,200/mo
• 더 매너 — 2BR $570–760/mo
• 빈홈 골든리버 — 2BR $760–1,220/mo
• 그랜드 맨해튼 — 2BR $1,500–2,200/mo
• 더 마크 — 2BR $1,450–1,870/mo
• 골드뷰 — 2BR $610–730/mo
• 리버게이트 — 2BR $690–920/mo
• 마스테리 센터 포인트 — 2BR $360–580/mo
• 글로리 하이츠 — 2BR $340–560/mo
• 더 베벌리 — 2BR $420–570/mo
• 오리가미(그랜드파크) — 2BR $230–340/mo
• 라이미안 시티 — 2BR $440–650/mo
• 더 나인 스텔라스 — 2BR $400–620/mo
• 메트로 스타 — 2BR $340–520/mo
• 어반 그린 — 2BR $460–650/mo
• 더 인피니티(리비에라 포인트) — 2BR $730–1,070/mo
• 웨스트게이트 — 2BR $270–360/mo
• 아이오 시티 — 2BR $400–600/mo
• 하도 센트로사 가든 — 2BR $730–950/mo
• 아카리 시티 — 2BR $310–500/mo
• GS 메트로 시티 — 2BR $320–520/mo
• 시티랜드 파크 힐스 — 2BR $460–610/mo
• 레거시 센트럴 — 2BR $210–310/mo